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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Punta Gorda, Port Charlotte, Englewood real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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School Reports in Punta Gorda, Port Charlotte and Englewood, Florida

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Florida Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Punta Gorda, Port Charlotte and Englewood

Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

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Q	What classic 1932 movie scene was filmed between 923 and 935 Vendome Street in the Silver Lake district of Los Angeles?
A	Laurel and Hardy tried to lug a heavy piano up a really long outdoor stairway in "The Music Box."
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The Marshman Group, REALTOR®, real estate agents and broker for Punta Gorda, Port Charlotte and Englewood, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

The Marshman Group
RE/MAX Harbor Realty
1133 Bal Harbor #1129
Punta Gorda, FL. 33950
Phone: 877-696-5366
Fax: 941-639-3366
Email: info@wesellproperty.net
There is no other team in the area that can match the experience, history , dedication, commitment to their values, and proven track record of the Marshman Group. We not only want to be your realtor for life but your friend as well. We have already helped so man people achieve their goals and dreams. Contact us now and find out for yourself how we can help you achieve yours. Our top priority is to satisfy the needs of our customers. We believe that our customers deserve friendly, knowledgable and professional service. Whether buying or selling, we encourage our customers to explore every opportunity to provide the highest standards of customer satisfaction in every step of the process. Having been in the area for over 30 years, we undertand the value of a good reputation. Honesty, integrity and dependability are always top priority when working with our customers. We strive to develop a strong business relationship with our clients that is based in mutual respect and trust.

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