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School Reports in Punta Gorda, Port Charlotte and Englewood, Florida

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Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Q	What might happen to the Empire State Building in extreme weather?
A	The Empire State Building can sway several feet to either side when buffeted by a severe windstorm or rainstorm.
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The Marshman Group, REALTOR®, real estate agents and broker for Punta Gorda, Port Charlotte and Englewood, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

The Marshman Group
RE/MAX Harbor Realty
1133 Bal Harbor #1129
Punta Gorda, FL. 33950
Phone: 877-696-5366
Fax: 941-639-3366
Email: info@wesellproperty.net
There is no other team in the area that can match the experience, history , dedication, commitment to their values, and proven track record of the Marshman Group. We not only want to be your realtor for life but your friend as well. We have already helped so man people achieve their goals and dreams. Contact us now and find out for yourself how we can help you achieve yours. Our top priority is to satisfy the needs of our customers. We believe that our customers deserve friendly, knowledgable and professional service. Whether buying or selling, we encourage our customers to explore every opportunity to provide the highest standards of customer satisfaction in every step of the process. Having been in the area for over 30 years, we undertand the value of a good reputation. Honesty, integrity and dependability are always top priority when working with our customers. We strive to develop a strong business relationship with our clients that is based in mutual respect and trust.

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